Extended Disability Benefits

Click here to view the Extended Disability Benefits online benefit guide, or click the book icon in the right-side blue bar.

ASEBP’s Extended Disability Benefits (EDB) plan is a total disability plan. If you are unable to perform your normal duties due to illness or injury, ASEBP's EDB plan provides income replacement and ensures you receive appropriate treatment during the recovery process if your claim is approved.

As part of your EDB coverage, ASEBP's Coordinated Claims Management team works with you and the appropriate healthcare providers to design individualized plans to assist you through your treatment, your recovery, and your return to work. If your disability precludes a return to work, ASEBP will assist you in quality of life issues.

For full details about each plan option as summarized below, click the "Benefit Guide" link on the right side of this page.

If you are disabled due to an accident, you may be entitled to additional benefits under the Accidental Death & Dismemberment Plan (click to view the online benefit guide).

Plan Options Available:

Extended Disability Plan D

• 70% of your basic monthly earnings, to a maximum benefit of $14,000 per month
• 100% of any Canada Pension Plan (CPP) disability benefit amount will be deducted from your EDB payment
• your employer must pay all or part of the premiums, meaning that benefits payable under this plan are subject to income tax

Extended Disability Plan E

• 66 2/3% of the first $2,500 of your basic monthly earnings plus 45% of any additional basic monthly earnings, to a maximum benefit of $10,417 per month.
• 90% of any Canada Pension Plan (CPP) disability benefit amount will be deducted from the EDB payment
• you must pay 100% of the premiums, meaning that benefits payable under this plan are not subject to income tax